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EFFECT OF DEPOSIT MONEY BANKS CREDIT SUPPLY FACTORS ON PRIVATE SECTOR CREDIT FINANCING IN NIGERIA

CHAPTER ONE

INTRODUCTION

1.1. Background to the Study

Finance remains crucial and indispensable to the investment and capital formation activities of the private sector – considered as the engine room of the economy (AfDB, 2011), particularly, in developing economies like Nigeria. Adequate finance,therefore,remains the life blood of the private sector without which working capital formation and private investment are stifled, emergence of new businessesis rendered impossible, existing businesses are deprived of the desired growth and expansion, and ultimately, economic development and progressbecomes unachievable. This is the reason why scholars such as Schumpeter (1911) and Levine (1997) are of the opinion that strong financial development or inclusiveness in an economy, that supports private sector initiatives, is a precursor for a strong and virile economic growth. There is alsoa strong consensus among studies that credit to the private sector is an important mechanism through which financial development matters for economic growth (Akinlo & Oni 2015).

1.2. Statement of Research Problem

Finance, the life blood of any private investment has remained inadequate and at most times inaccessible to the private sector, not only in Nigeria but also in all other developing economies in Africa to be specific. “Access to finance remains problematic in Africa, particularly for micro, small and medium enterprises (MSMEs), which constitutesmost of Africa’s private sectorAfDB (2011 The problem of financial underservice to the productive unit, in an economy,has attracted the attentions of many scholars who with a view to finding a lasting solution have carried out several studies in this area of finance.Studies show that efforts of the DMBs to supplying the desired credits to the private sector are often impaired by factors which could be specific to the DMBs as institutions, and/or extraneous to the DMBs.Several DMBs specific factors have been identified by studies to influence the supply of credit to private sector by DMBs.

How to get complete project materials


Step 1: make payment of N2,000 to the below bank details


NAME:                       TITUS AYANI SOLA
BANK:                       FIRST BANK PLC
ACCT NO:                  3111741042
ACCOUNT TYPE:       SAVINGS
AMOUNT:                  N2000

NAME:                       TITUS AYANI SOLA


BANK:                       GTB BANK
ACCT NO:                  0262412831
ACCOUNT TYPE:       SAVINGS

STEP 2: AFTER PAYMENT SEND THE PROJECT TOPIC AND YOUR EMAIL ADDRESS TO 08063666753

CLICK ON THE IMAGE BELOW TO REQUEST FOR MATERIAL
Updated: 15th May 2019 — 11:18 am

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