Jollertexcomputer-Research Project Website

Tour Around with latest topics and materials

EFFECTS OF MOBILE COMMERCE SERVICES ON THE PERFORMANCE OF SMALL AND MEDIUM ENTERPRISES IN NIGERIA

EFFECTS OF MOBILE COMMERCE SERVICES ON THE PERFORMANCE OF SMALL AND MEDIUM ENTERPRISES IN NIGERIA

Abstract
The financial vulnerability of the SME sector in Nigeria has led to its slim chances of survival due to low sales, low profitability, high costs of doing business thereby resulting in poor performance. The study seeks to ascertain the extent to which mobile commerce proxied by mobile penetration, internet penetration and lending rate has impact on SMEs performance in Nigeria. The population of the study comprised of all the 17,284,678 registered SMEs in
Nigeria. The study adopted correlational research design for all the registered SMEs in Nigeria from the year 2003 to 2014. Secondary source of data collection was adopted for the study and Vector Autoregressive Tool of data analysis to test the formulated hypotheses. The study found that mobile commerce has an insignificant impact on SMEs survival and SMEs access to credit in Nigeria but SMEs asset size was found to be significant. The study concluded that small and medium enterprises in Nigeria patronize internal rather than external sources of finance for their startup capital and even for expansionary purposes but patronizes external sources for their fixed assets. Itwas therefore recommended that commercial banks should make provision for easy accessibility to adequate and sufficient initial or start-up capital to its committed customers who are consistent in their transactions with their bank.

CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND TO THE STUDY
Over the last decade the world has become more digitalized and mobile. This digitalization brought about by the advancement in technology has affected all sectors of the economy which the small and medium enterprise sector is not an exception. As a result of this, business organisations world over have sought for ways of improving their business operations through improved technologies in order to serve their customers better. Consequently, the advent of Electronic commerce has assisted business organisations in achieving this desired goal. ECommerce refers to online transactions- buying and selling of goods and/or services over electronic medium especially the internet (Yeo & Huang 2003). It consists of all commercial transactions mediated by digital technologies such as landline telephone, electronic mails, mobile-phones and internet which takes place over electronic networks.

Statement of the Problem
According to figures made available by the National Bureau of Statistics (NBS) and the Small and Medium Enterprises Development Agency of Nigeria (SMEDAN) documented in the Survey Report on Micro Small and Medium Enterprises in Nigeria (MSMEs) 2013 declared that Nigeria boasts of specifically, 17,284,678 registered Small and Medium Enterprises in which probably only 50 per cent of this number operates formally. Famously, SMEs have been acknowledged worldwide as the engine room of national economies, even in developed countries, the SME sector is one of the most critical sectors of the Nigerian economy

How to get complete project materials


Step 1: make payment of N2,000 to the below bank details


NAME:                       TITUS AYANI SOLA
BANK:                       FIRST BANK PLC
ACCT NO:                  3111741042
ACCOUNT TYPE:       SAVINGS
AMOUNT:                  N2000

NAME:                       TITUS AYANI SOLA


BANK:                       ACCESS BANK
ACCT NO:                  1244558139

NAME:                       TITUS AYANI SOLA


BANK:                       GTB BANK
ACCT NO:                  0262412831
ACCOUNT TYPE:       SAVINGS

STEP 2: AFTER PAYMENT SEND THE PROJECT TOPIC AND YOUR EMAIL ADDRESS TO 08063666753

CLICK ON THE IMAGE BELOW TO REQUEST FOR MATERIAL
Updated: 10th December 2018 — 10:29 am

Leave a Reply

Your email address will not be published.

51 + = 53